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## What is the key difference between the 'R' used in the Future Value formula and the 'R' used in the compound interest formula?

"There is no difference, they represent the same concept."

"Future Value 'R' represents risk, while compound interest 'R' represents return."

"Future Value 'R' represents opportunity cost, while compound interest 'R' represents growth rate."

"Future Value 'R' is a fixed rate, while compound interest 'R' can fluctuate.

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