What does GNPA stand for in the context of banking?

"Gross National Product" "Gross Non-Performing Assets" "General Network Planning Algorithm" "Global Non-Profit Association"

What does a high CASA ratio indicate for a bank?

"The bank has a high proportion of non-performing assets" "The bank relies heavily on expensive external funding" "The bank has a large amount of low-cost deposits" "The bank has a high risk of failure"

What does the Provisioning Coverage Ratio (PCR) measure?

"The ratio of a bank's capital to its credit exposure" "The percentage of funds set aside for potential losses from bad debts" "The difference between interest earned on loans and interest paid on deposits" "The relationship between a bank's stock market value and its book value"

What is the significance of the Net Interest Margin (NIM) for a bank?

"It reflects the bank's ability to absorb sudden losses" "It indicates the proportion of non-performing assets in the bank's portfolio" "It measures the profitability and efficiency of the bank's investment decisions" "It determines the bank's compliance with regulatory capital requirements"

How is the Capital Adequacy Ratio (CAR) calculated?

"Total Assets - Total Liabilities" "Market Capitalization / Book Value" "Income from Investments - Interest Expenses / Average Earning Assets" "Bank's Capital / Credit Exposure"