What is the primary purpose of liability health insurance policies?
To cover the policyholder's own medical expenses
To protect against financial losses when held responsible for others' injuries or property damage
To provide coverage for intentional acts and criminal behavior
To supplement traditional health insurance plans
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Which of the following is NOT typically covered by liability health insurance?
Legal fees
Medical expenses of the injured party
Lost wages
Intentional acts causing harm
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In the context of liability health insurance, what is a deductible?
The maximum amount the insurance company will pay
The amount paid out of pocket before insurance coverage kicks in
The monthly payment to maintain the policy
A list of situations not covered by the policy
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What does 'tail coverage' in a liability health insurance policy refer to?
Coverage for legal defense costs
Coverage for pre-existing conditions
Extended coverage after policy termination
Coverage for property damage
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Which type of liability insurance protects employers if an employee claims they were wrongly denied benefits?
Patient and Visitor Injury Plan
Benefits Liability Health Insurance Policy
Patient and Visitor Property Damage Plan
Advertising Injury Plan
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