What is the primary reason the author refers to banking as the "first and most digitized industry"?

What is the main difference between commercial banks and cooperative banks in India?

Why does the Reserve Bank of India (RBI) mandate stricter banking regulations than the Basel-III norms?

What does a consistently narrowing Net Interest Margin (NIM) over several quarters potentially indicate about a bank?

How does the concept of risk-weighted assets influence a bank's capital adequacy ratio?