What is the primary function of CRISIL?

"To regulate the stock market" "To provide financial advice to individual investors" "To offer credit ratings for companies and debt instruments" "To manage investment portfolios for high-net-worth individuals"

Which of the following is NOT a debt instrument rated by CRISIL?

"Certificate of Deposit" "Bank Loans" "Mutual Funds" "Fixed Deposits"

What does a CRISIL rating of 'FAAA' indicate?

"Moderate risk of default" "High risk of default" "Highest degree of safety and minimal risk" "Speculative investment with potential for high returns"

How does CRISIL's rating impact depositors?

"It guarantees the return on investment" "It provides a benchmark for pricing and trading of debt instruments" "It dictates the interest rate offered on fixed deposits" "It has no impact on depositors' decisions"

What is the relationship between CRISIL rating and interest rates offered by institutions?

"Institutions with higher ratings always offer higher interest rates" "There is no relationship between the two" "Institutions with lower ratings tend to offer higher interest rates to attract funds" "CRISIL determines the interest rates offered by institutions based on their ratings"

Why do investors rely on CRISIL ratings?

"CRISIL ratings are legally required for all investments" "CRISIL ratings guarantee investment returns" "CRISIL provides unbiased and accurate opinions on a company's financial health" "CRISIL ratings are influenced by market speculation"