What are consumables in the context of a hospital bill?

Why do insurance companies often exclude consumables from coverage?

What is a common misconception about critical illness insurance policies?

What is the primary drawback of a standard top-up health insurance plan?

How does a super top-up plan address the limitations of a regular top-up plan?

What is the claim settlement ratio in the context of insurance?

Why is it crucial to consider the incurred claims ratio (ICR) alongside the claim settlement ratio?

What is the primary advantage of porting a health insurance policy over buying a new one?