Why is investing important?

To fight inflation To create wealth For a better life All of the above

What is the estimated corpus value after 20 years if the surplus Rs. 20,000 per month is invested at 12% per annum?

Rs. 1.7 crores Rs. 2.07 crores Rs. 3.3 crores Rs. 4.26 crores

Which asset class is considered the safest investment options?

Fixed income instruments like government bonds Equity Real estate Commodities like gold and silver

What is the typical range of returns from bank fixed deposits?

5-6% 8-10% 12-15% 20% or more

Which asset class has historically generated the highest returns according to the information provided?

Fixed income instruments Equity Real estate Commodities like gold and silver

What is the recommended asset allocation for a young professional?

60% equity, 20% precious metals, 20% fixed income 80% fixed income, 10% equity, 10% precious metals 40% equity, 40% real estate, 20% fixed income Equal allocation across all asset classes

What is one of the drawbacks of real estate investment?

High transaction costs Lack of liquidity Significant cash outlay required All of the above

Which investment options lacks proper regulatory framework?

Equity Fixed income instruments Real estate Cryptocurrencies

What is the general principle stated regarding risk and returns?

Higher the risk, higher the return Lower the risk, lower the return Both of the above None of the above

What is the recommended investment strategy generally?

Building a diversified portfolio across asset classes Investing only in fixed income instruments Investing only in equity Investing only in real estate