Fixed-income security ke issuer ko maturity date par kaun si principal amount waapas karni hoti hai? 💼💰 Option: Face value ya par value, Term to maturity, Yield to maturity (YTM), Coupon rate

Sahi jawab hai **Face value ya par value**. Chalo isko thoda aur samajhte hain: * **Face Value/Par Value kya hai?** - Ye wo principal amount hai jo bond ya fixed-income security ka issuer udhaar leta hai. - Maturity date par issuer promise karta hai ki ye amount investor ko waapas kar dega. - Seedhe shabdon mein, ye wo rakam hai jo aap ko milegi jab bond mature ho jaayega. * **Baaki options ka kya matlab hai?** - **Coupon rate:** Ye wo interest rate hai jo bond ke face value par regularly milta hai. - **Yield to maturity (YTM):** Agar aap bond ko maturity tak rakhein, to kitna total return mil sakta hai. - **Term to maturity:** Bond mature hone mein kitna time bacha hai. **Yaad rakhne wali baat:** Face value ya par value hi wo core amount hai jo aap ko maturity par milegi. Ye amount interest payments ya market value se alag hoti hai. So, jab bhi koi fixed-income security khareedein, uska face value zaroor check karein! 💸🔍

Bond ka **face value** wo amount hai jo aapko **maturity date** par milega. Ye bilkul waisa hi hai jaise aapne kisi se udhaar diya ho aur wo kehta hai, "Bhai, 5 saal baad ye amount pakka wapas kar dunga!" 🤝💰 **Face value** ke baare mein kuch dilchasp baatein: - Ise "par value" ya "principal value" bhi kehte hain - Ye fixed hota hai, market price ki tarah up-down nahi hota - Maturity tak rukna padta hai ise pane ke liye, jaise baraat ke khane ka intezaar karna padta hai! 😅🍽️ **Yaad rakhein:** - Face value aur market price alag-alag ho sakte hain - Market price badal sakti hai interest rates aur demand ke hisaab se - Par face value wahi rahega jo shuru mein decide hua tha, ekdum patthar ki lakeer! 🗿 Toh agla baar jab koi bond kharidein, toh puchiye, "Bhai, iska face value kya hai?" Aur haan, uska chehra dekhne ki zarurat nahi hai! 😂👨‍💼

**Yield to maturity (YTM)** hi asli hero hai, jo batata hai ki aapko bond se kitna paisa milega! 🦸‍♂️💰 - Ye sirf coupon payments nahi, balki **sab kuch** consider karta hai - Current market price, time to maturity, aur face value bhi isme shaamil hote hain - YTM se pata chalta hai ki aap kitna **mota maal** kama sakte hain agar bond ko maturity tak rakhenge Toh jab bhi koi bond kharidna ho, YTM zaroor check karna. Ye aapko batayega ki sach mein kitna paisa milega, na ki sirf paper par dikhne wala number! 📝🕵️‍♂️

Jab bond issuer apne bond holders ko maturity date pe principal amount wapas karta hai, to ise **redemption ya maturity** kehte hain. 📅💰 - **Redemption** matlab bond issuer apna karza chuka raha hai - **Maturity** matlab bond ki term khatam ho gayi hai **Yaad rakhein:** - Periodic coupon payment: Ye to regular interest payments hoti hain - Call provision execution: Isse bond time se pehle redeem ho jata hai - Yield calculation: Ye to potential returns calculate karne ka tarika hai **Bond ki zindagi:** Janam (issue) ➡️ Bachpan (coupon payments) ➡️ Jawani (trading) ➡️ Budhapa (redemption) 👶➡️👦➡️👨➡️👴

**Yield to Maturity (YTM)** yani ki **paripakwata tak pratilaabh** 🤓 Ye ek mazedaar concept hai jo batata hai ki agar aap ek **debt security** (jaise ki bond) ko uski **maturity** tak rakhte hain, to aapko kitna **average annual return** milega. YTM calculation mein ye sab cheezein shaamil hoti hain: - Bond ka **current market price** 💹 - Uska **par value** (face value) 💵 - **Coupon interest rate** 📊 - **Maturity tak kitna time bacha hai** ⏳ Basically, YTM ek bond investment ka **internal rate of return (IRR)** hota hai. Isse aap samajh sakte hain ki aapka paisa kitna badhega! 🚀

Arre wah! Yield to Maturity (YTM) to bond ka **total return** batata hai, agar aap use puri umar (maturity) tak pakad ke rakhein! 🧓💰 Samjho aise: - YTM ek tarah ka **crystal ball** hai jo dikhata hai: * Aapne bond kitne mein kharida * Uska face value kya hai * Beech mein kitna interest milega * Maturity tak kitna time hai Ye sab mila ke batata hai ki aapko kitna paisa milega agar aap bond ko last tak rakhein. Kuch aur mast baatein: - YTM ko IRR (Internal Rate of Return) bhi kehte hain - Ye actual mein milne wale return se thoda alag ho sakta hai - Isse different bonds ko compare karna aasan ho jata hai Ab samjhe? YTM se pata chalta hai ki bond aapko kitna mota banayega! 😎💸