Naye tax regime mein in mein se kaun sa deduction allowed nahi hai? 🧾❌ Option: Section 32 ke under depreciation, additional depreciation ko chhodkar, Salary pe standard deduction, Specially-abled logon ke liye transport allowance, Section 80CCD(2) ke under Notified Pension Scheme mein investment

Naye tax regime mein **salary pe standard deduction** allowed nahi hai. Ye naya system tax calculation ko simple banata hai, lekin kuch deductions aur exemptions hata deta hai. - Agar aap naya regime choose karte hain, to standard deduction ka fayda nahi mil sakta - Lekin pension schemes mein investment (80CCD(2)), specially-abled logon ke liye transport allowance, aur depreciation (additional ko chhodkar) abhi bhi allowed hai Yaad rakhein, tax planning mein ye changes bahut important hain. Sahi regime chunkar aap apna paisa bacha sakte hain! 💸🧠

Standard deduction tax filing ko **aasan banane ka tarika** hai, khaaskar un logo ke liye jinke paas zyada itemized deductions nahi hote. 😌 **Kuch zaruri baatein:** * Ye ek fixed amount hota hai jo aapke taxable income ko kam karta hai * Isse aapko har choti deduction ka hisaab rakhne ki zarurat nahi padti **Kab faydemand hota hai?** * Agar aapke paas bade expenses nahi hain (jaise mortgage interest ya medical costs) * Jab aap complicated calculations se bachna chahte hain **Yaad rakhne layak:** Har saal check karo ki standard deduction lena faydemand hai ya itemized deductions. Jo zyada fayda de, wahi chunno! **Pro Tip:** Standard deduction lene se audit hone ka chance bhi kam ho jata hai. Sarkaar ko bhi aaram, aapko bhi aaram! 😉

Arre wah! Section 80C ke through aap ek saal mein poore **1,50,000 rupaye** tak ka deduction claim kar sakte hain! 🎉 Ye scheme individuals aur HUFs ke liye hai. Iska fayda uthake aap apni tax liability ko kam kar sakte hain. Par kaha invest kare? - PPF (Public Provident Fund) 👴 - EPF (Employee Provident Fund) 👨‍💼 - NPS (National Pension System) 🧓 - Tax-saving FDs 🏦 - ELSS (Equity Linked Savings Scheme) 📈 - Life insurance premiums 💉 - Baccho ki school/college fees 🎓 - Home loan ka principal repayment 🏠 Yaad rahe, ye 1.5 lakh ka limit sabhi investments ka total hai. Toh smart planning karo aur tax bachaao!

Chalo thodi tax ki savings ho jaaye! 😎💰 * India mein standard deduction hai poore **Rs. 50,000** * Ye benefit milta hai **salaried individuals** aur **pensioners** ko * Isse aapka **taxable income kam** ho jaata hai, matlab thodi bachat! 🎉 * Aur best part? Iske liye koi **proof ya documentation** nahi chahiye * Bas yaad rakhna, ye deduction **automatically mil jaata hai**, kuch karne ki zaroorat nahi 😌

Tax deduction aur tax credit dono aapke tax bill ko kam karte hain, lekin alag-alag style mein! 😎💸 **Tax Deduction** 📉 * Ye aapki taxable income ko kam karta hai * Jaise ki aapne kuch kamaai hi nahi * Example: Agar aapki income 5 lakh hai aur 1 lakh ka deduction mila, to aap sirf 4 lakh par tax doge **Tax Credit** 🎯 * Ye seedha aapke tax amount se kat jaata hai * Jaise ki aapne already tax pay kar diya ho * Example: Agar aapka tax 50,000 hai aur 10,000 ka credit mila, to aap sirf 40,000 tax doge Yaani, deduction thoda roundabout way se help karta hai, jabki credit ekdum direct relief deta hai! **Yaad rakhne waali baatein:** Tax planning, taxable income, tax liability, financial strategy Toh next time jab tax filing karo, to dhyan se dekho - kya mil raha hai, deduction ya credit? Dono achhe hain, par credit thoda zyada mast hai! 🎉💰

Oho! Ye to mast scheme hai! 🎉🤑 **National Pension System (NPS)** mein 60 saal ke baad 40% tak paise nikalne par **bilkul tax nahi lagega**. Yaani: * Aapke paise, aapki marzi, sarkar ka koi rokda nahi! * Ye hai retirement ka sahi plan * Income Tax walon ko dikhana padega angutha 👍 Yaad rakhne wali baatein: 1. Sirf 40% tak hi tax-free hai 2. 60 saal ke baad hi ye benefit milega 3. Baaki 60% par rules alag hain Toh dosto, NPS mein paisa lagao, tax se bachao, aur retirement mein maje se jeeo!