Jab koi company ya sarkar apne bond holders ko maturity date pe principal amount wapas karti hai, to ise finance ki bhasha mein kya kehte hain? 💸🔄 Option: Call provision execution, Yield calculation, Redemption ya maturity, Periodic coupon payment

Jab bond issuer apne bond holders ko maturity date pe principal amount wapas karta hai, to ise **redemption ya maturity** kehte hain. 📅💰 - **Redemption** matlab bond issuer apna karza chuka raha hai - **Maturity** matlab bond ki term khatam ho gayi hai **Yaad rakhein:** - Periodic coupon payment: Ye to regular interest payments hoti hain - Call provision execution: Isse bond time se pehle redeem ho jata hai - Yield calculation: Ye to potential returns calculate karne ka tarika hai **Bond ki zindagi:** Janam (issue) ➡️ Bachpan (coupon payments) ➡️ Jawani (trading) ➡️ Budhapa (redemption) 👶➡️👦➡️👨➡️👴

Sahi jawab hai **Face value ya par value**. Chalo isko thoda aur samajhte hain: * **Face Value/Par Value kya hai?** - Ye wo principal amount hai jo bond ya fixed-income security ka issuer udhaar leta hai. - Maturity date par issuer promise karta hai ki ye amount investor ko waapas kar dega. - Seedhe shabdon mein, ye wo rakam hai jo aap ko milegi jab bond mature ho jaayega. * **Baaki options ka kya matlab hai?** - **Coupon rate:** Ye wo interest rate hai jo bond ke face value par regularly milta hai. - **Yield to maturity (YTM):** Agar aap bond ko maturity tak rakhein, to kitna total return mil sakta hai. - **Term to maturity:** Bond mature hone mein kitna time bacha hai. **Yaad rakhne wali baat:** Face value ya par value hi wo core amount hai jo aap ko maturity par milegi. Ye amount interest payments ya market value se alag hoti hai. So, jab bhi koi fixed-income security khareedein, uska face value zaroor check karein! 💸🔍

**Yield to maturity (YTM)** hi asli hero hai, jo batata hai ki aapko bond se kitna paisa milega! 🦸‍♂️💰 - Ye sirf coupon payments nahi, balki **sab kuch** consider karta hai - Current market price, time to maturity, aur face value bhi isme shaamil hote hain - YTM se pata chalta hai ki aap kitna **mota maal** kama sakte hain agar bond ko maturity tak rakhenge Toh jab bhi koi bond kharidna ho, YTM zaroor check karna. Ye aapko batayega ki sach mein kitna paisa milega, na ki sirf paper par dikhne wala number! 📝🕵️‍♂️

Accrued interest? Lagta hai bond bhi salary ke liye overtime kar raha hai! 😅💼 **Accrued interest kya hota hai:** * Wo interest jo bond ne earn kar liya hai, par abhi tak pay nahi hua * Last coupon payment se lekar aaj tak ka kamaya hua paisa * Jaise-jaise time pass hota hai, ye interest bhi badhta jata hai **Kuch aur dil chahne wali baatein:** * Bonds usually har 6 mahine mein interest dete hain (coupon payments) * Par agar aap beech mein bond bechte hain, to buyer ko ye extra interest bhi dena padega * Ye ensure karta hai ki seller ko uske hisse ka sara interest mile Samjho aise: * Bond ek piggy bank hai 🐷 * Har din thode thode paise (interest) usme jama hote hain * Coupon date pe piggy bank tod di jati hai aur paise de diye jate hain * Beech mein bechne par, jitne paise piggy bank mein hain, utne extra dene padte hain Toh yaad rakhna, jab bhi bond ka len-den ho, accrued interest ka hisab-kitab zaroor karna! Warna aapka paisa kisi aur ki jeb mein chala jayega! 💸🕵️‍♂️

Bond ka **face value** wo amount hai jo aapko **maturity date** par milega. Ye bilkul waisa hi hai jaise aapne kisi se udhaar diya ho aur wo kehta hai, "Bhai, 5 saal baad ye amount pakka wapas kar dunga!" 🤝💰 **Face value** ke baare mein kuch dilchasp baatein: - Ise "par value" ya "principal value" bhi kehte hain - Ye fixed hota hai, market price ki tarah up-down nahi hota - Maturity tak rukna padta hai ise pane ke liye, jaise baraat ke khane ka intezaar karna padta hai! 😅🍽️ **Yaad rakhein:** - Face value aur market price alag-alag ho sakte hain - Market price badal sakti hai interest rates aur demand ke hisaab se - Par face value wahi rahega jo shuru mein decide hua tha, ekdum patthar ki lakeer! 🗿 Toh agla baar jab koi bond kharidein, toh puchiye, "Bhai, iska face value kya hai?" Aur haan, uska chehra dekhne ki zarurat nahi hai! 😂👨‍💼

Arre wah! Yield to Maturity (YTM) to bond ka **total return** batata hai, agar aap use puri umar (maturity) tak pakad ke rakhein! 🧓💰 Samjho aise: - YTM ek tarah ka **crystal ball** hai jo dikhata hai: * Aapne bond kitne mein kharida * Uska face value kya hai * Beech mein kitna interest milega * Maturity tak kitna time hai Ye sab mila ke batata hai ki aapko kitna paisa milega agar aap bond ko last tak rakhein. Kuch aur mast baatein: - YTM ko IRR (Internal Rate of Return) bhi kehte hain - Ye actual mein milne wale return se thoda alag ho sakta hai - Isse different bonds ko compare karna aasan ho jata hai Ab samjhe? YTM se pata chalta hai ki bond aapko kitna mota banayega! 😎💸