Hospital bill mein 'consumables' ka matlab kya hota hai? 🏥💉 Option: Specialists ke consultation ke charges, Hospital mein rehne se judi routine administrative costs, Treatment mein use hone wala zaroori medical equipment, Chhoti-moti cheezein jaise gloves, masks, aur telephone bills

Hospital bill mein 'consumables' wo cheezein hoti hain jo ek baar use karke phenk di jaati hain. Ye bilkul waise hi hain jaise aap market se sabzi laate ho aur phir kha lete ho! 🥕🗑️ **Consumables mein ye sab aata hai:** * **Gloves aur masks:** Infection se bachne ke liye, bilkul cricket ke protective gear ki tarah * **Syringes aur needles:** Dawai dene ke liye, jaise chai ki ketli aur cup * **Bandages aur dressings:** Zakham ko cover karne ke liye, jaise aap apne mobile pe cover lagate ho **Ye items:** * Ek baar use hoke khatam ho jaate hain * Har patient ke liye naye use kiye jaate hain * Bill mein alag se dikhaye jaate hain **Dhyan rahe:** Ye wheelchair ya crutches jaise durable equipment se alag hote hain, jo baar-baar use hote hain.

Insurance companies consumables se door kyun bhagti hain? Kyunki **consumables ka actual istemal verify karna itna mushkil hota hai** ki unhe chakkar aa jata hai! 😵💊 - Consumables matlab bandages, gloves, ya syringes jo treatment mein use ho jaate hain - Inka istemal track karna itna tough hai, jaise ki paani mein machli pakadna - Isse fraud ka chance badh jata hai, jaise ki koi 10 bandages ke paise maang le, par use sirf 2 hui ho Insurance companies ko lagta hai, isse accha to main apna paisa bank mein hi rakh loon! 💰🏦

Bhai sahab, ye bone marrow transplant aur uske jaise rare treatments aapki jeb ko saaf kar denge! 😱💸 **Ye sab kyun itna mehnga hota hai?** - **Specialised care** chahiye hoti hai - Hospital mein **lambe time tak rehna padta hai** - Dawaiyan bhi **bahut mehengi** hoti hain Toh bhaiyo aur beheno, apni health ka dhyaan rakho, aur insurance zaroor karwao! 🏥💪

Arre wah! Ye to **hospital mein rehne ka daily bhatta** deta hai! 🏥💸 **Hospital Daily Cash Mediclaim Policy** ke baare mein ye jaanna zaroori hai: - Ye **roz ka cash** deta hai jab aap hospital mein admit hote hain - Isse aap **chote-mote kharche** cover kar sakte hain, jaise ki family ka khana-peena, transport, etc. - Agar aap kaam nahi kar paa rahe hain to ye **income loss** ko bhi thoda cover karta hai Ye policy aapke regular health insurance ke **saath-saath** li jaa sakti hai. Toh agar kabhi hospital jaana pade, to tension nahi! Daily cash milega, aur aap araam se recovery kar payenge. 😌💆‍♂️

Health insurance ke premium har saal kyu badhte hain? Chalo samajhte hain: - Sabse bada reason hai **medical treatments ki badhti cost aur inflation** 📈💉 - **Medical inflation** aam inflation se bhi tez daudta hai! Kya hota hai exactly? - Medical services mehenge ho jaate hain - Dawaiyon ke daam aasmaan choo lete hain - Nayi medical technology aati hai, par sasti nahi hoti Ye sab extra cost ultimately **consumer tak pahunch jaati hai** premium ke roop mein. Socho aise: - Jaise aapke favorite vadapav ki kimat har saal badhti hai - Waise hi doctor visit, tests, aur dawaiyon ki kimat bhi badhti hai - Aur insurance companies ko bhi apna hisaab-kitaab set karna padta hai 🧮 Yaad rakhein, health insurance ek safety net ki tarah hai. Premium thoda zyada ho, par sehat ke mamle mein compromise nahi karna chahiye. Kyunki jaan hai to jahaan hai! 💪🏥

Domiciliary hospitalization yani ghar par hospital jaisa ilaaj! 🏠💉 - **Medical necessity:** Yeh tab cover hota hai jab hospital jaana zaroori ho, par bed na mile - **Cost-effective option:** Hospital ke expensive stay se bacha ja sakta hai - **Specialized care:** Kuch conditions mein ghar par hi better care mil sakti hai Yaad rakhiye, yeh sirf convenience ke liye nahi hai. Agar aapko lagta hai ki aapki policy mein yeh cover hai, to terms and conditions zaroor check kar lijiye. Kabhi pata nahi kab kaam aa jaye! 🛏️🏥