Low Duration Funds mein kitne time ke liye paisa lagana sahi rahega? ⏳💼 Option: 6 se 12 mahine, 3 saal se zyada, 1 se 3 saal, 6 mahine se kam

Low Duration Funds ke baare mein baat karte hain! 🗣️ - Ye funds **1 se 3 saal** ke liye best hote hain - Isme thoda sa risk hota hai, par utna bhi nahi jitna equity mein 📊 - Ye short-term aur medium-term financial goals ke liye perfect hain! Kuch important points: - Low duration matlab interest rates change hone ka kam risk - 1-3 saal mein aapko stable returns mil sakte hain - Isse aap apna capital preserve bhi kar sakte ho, aur thoda growth bhi ho sakta hai Toh agar aapke paas kuch paise hain jo aap 1-3 saal mein use karna chahte ho, toh Low Duration Funds pe ek nazar daal sakte ho! 👀💰

**Medium Duration Funds** apna jalwa dikhate hain **alag-alag tarah ke debt instruments mein paisa lagakar**. Ye strategy risk ko kam karne ka tarika hai: - Government bonds, corporate bonds, aur mortgage-backed securities jaise alag-alag types ke bonds mein invest karte hain - In sab ki maturity aur credit quality bhi alag-alag hoti hai - Isse kisi ek investment se hone wale nuksan ka asar poore fund par kam hota hai Yaad rakhiye, diversification hi wealth creation ka secret mantra hai! 🧘‍♂️💸

Open-ended Low Duration Funds ek **flexible investment option** hai, bilkul rubber band ki tarah! 🤸‍♂️ Isme kya khaas hai? - **Kabhi bhi aao, kabhi bhi jao**: Fund mature hone tak aap jab chahe invest kar sakte hain, aur jab chahe apna paisa nikal sakte hain - **Liquidity ka mela**: Apne units ko kisi bhi time redeem kar sakte hain - **Short-term investment** ke liye perfect: Jaldi paisa chahiye? No problem! - **Kam risk**: Long-term funds se generally kam risky hote hain Toh agar aap apne paise ko thoda freedom dena chahte hain, toh ye funds aapke liye ho sakte hain! 😎💸

Interval Funds ka sabse bada risk hai **limited liquidity**! 🚰 Yani, aap apne paise jab chahe tab nikal nahi sakte. Kya hai ye chakkar? - Normal open-end funds mein aap kabhi bhi paise nikal sakte hain - Interval funds mein aap sirf kuch khaas samay pe hi paise nikal sakte hain - Ye samay usually quarterly (3 mahine) ya annually (1 saal) hota hai Iska kya matlab hai? - Agar aapko achanak paise ki zarurat pad gayi, to mushkil ho sakti hai - Market conditions change ho jayen, tab bhi aap turant react nahi kar sakte Yaad rakhiye: - Interval funds ka ye nature unko long-term investors ke liye suitable banata hai - Short-term ya emergency funds ke liye ye sahi option nahi hai Interval funds invest karne se pehle, apni financial situation aur goals ko dhyan mein zaroor rakhiye! 🎯💼

**Interval funds** aise investors ke liye perfect hain jo **short-term mein paisa banane** aur **hatke investments** karna chahte hain. Ye funds invest karte hain: - Private equity mein 🏢 - Hedge funds mein 🦔 - Real estate mein 🏠 Lekin dhyan rahe, **ye funds itne liquid nahi hote**. Matlab, aap jab chahe tab paise nikal nahi sakte. Typically, har quarter ya saal mein ek baar paise nikalne ka mauka milta hai. Toh agar aap thoda risk le sakte ho aur naye tarah ke investments try karna chahte ho, toh Interval Funds aapke liye ho sakte hain! 💪💰

Liquid funds ki typical maturity period **91 din tak** hoti hai. Ye mutual funds ka ek aisa type hai jo short-term money market instruments mein invest karta hai. Chalo iske baare mein aur jaante hain: **Liquid funds ke baare mein zaroori baatein:** * Ye debt mutual funds ka ek type hai * Inme high liquidity aur low risk hota hai * Short-term investment goals ke liye perfect hain **91 din ki maturity period ka matlab kya hai?** * Fund manager 91 din ya usse kam ki maturity wale instruments mein invest karte hain * Isse fund relatively stable rehta hai * Interest rate fluctuations ka asar kam hota hai **Liquid funds ke fayde:** * Emergency fund ke liye ideal * Surplus cash ko park karne ke liye accha option * Short notice par paise withdraw kar sakte hain **Kab use karein liquid funds?** * Jab aapko paise ki liquidity chahiye ho * Jab aap temporarily extra cash ko invest karna chahte hon * Jab aap market volatility se bachna chahte hon Yaad rakhein, har investment option ke apne pros and cons hote hain. Liquid funds safe hain, par returns bhi kam hote hain. Apne financial goals ke hisaab se choose karein! 💼💰