EPS 95 scheme mein employee aur employer kitna contribute karte hain? 💼💰 Option: Employee ki basic salary ka 3.67%, Employee ki salary ka 1.16%, Employee ki salary ka 8.33%, Employee ke wage ka 12%, jismein basic salary aur DA shamil hai

EPS 95 scheme mein employee aur employer dono **employee ke wage ka 12% contribute karte hain, jismein basic salary aur DA shamil hota hai**. Ye scheme Employees' Provident Fund (EPF) ka ek hissa hai, jo India mein employees ko retirement ke baad financial security dene ke liye banaya gaya hai. **EPS 95 contribution rate** ko samajhna bahut zaroori hai: * Employers ke liye: Taki wo sahi amount deduct kar sakein * Employees ke liye: Taki unhe pata rahe kitna paisa unke retirement fund mein ja raha hai Isse employees ka retirement plan solid banta hai aur unko future mein financial tension nahi hoti! 👴👵💪

Chalo samjhte hain EPS ka chakkar: - Ye scheme **EPF ke saath mil kar** kaam karti hai, jaise Jai-Veeru ki jodi! 🤝 - Iska maksad hai **retirement ke baad** ka paisa badhana, taaki aap budhaape mein mazze kar sakein 😎 - Ye ek tarah ka **pension program** hai, jo aapko regular income deta hai retirement ke baad - EPS se aapki **financial security** strong hoti hai, jaise ghar ki neenv mazboot hoti hai 🏠 Yaad rakhein, EPS aapke retirement ke liye **extra savings** ka jugaad hai. Isse aap budhaape mein tension-free rahenge!

Arre wah! Ye EPF to future ke liye piggy bank hai! 🐷💰 **EPF (Employees' Provident Fund) ka magic:** - Employee aur employer **dono 12% contribute** karte hain - Ye amount employee ke **basic salary aur dearness allowance** se nikalta hai **Iska fayda kya hai?** - Retirement ke liye **zabardast savings** ho jati hai - **Tax benefits** bhi milte hain - Employer bhi contribute karta hai, matlab **double masti!** **Kuch important baatein:** - Ye scheme **mandatory** hai for eligible employees - Aapka paisa **government guarantee** ke saath safe rehta hai - Regular **interest bhi milta** hai jo government decide karti hai Yaad rakhna, har month 12% to kat hi raha hai, to isko apne future ki investment samjho! Retirement mein maje karoge, aur EPF ko thank you bologe! 👴👵💃🕺

Arre wah! Ye to employee ke liye jackpot jaisa hai! 🎉 **Employee Pension Scheme (EPS)** ke saare administrative kharche **employer** hi uthata hai. - Iska matlab: - Employee ki salary se koi katoti nahi hoti 💪 - Employer hi sab manage karta hai 💼 - **EPFO (Employees' Provident Fund Organisation)** scheme ko chalata hai, par paise employer deta hai 💰 Toh next time jab aap apne boss se increment maange, yaad dilana ki wo aapke pension ke liye bhi extra kharcha kar rahe hain! 😉 Par dhyan se, kahin naukri se hi na nikal dein! 🙈

**EPS 1995** ek aisa scheme hai jo aapko budhaape mein bhi jawaan rakhe! 🧓💰 - Iska main maksad hai **retirement ke baad fixed income dena** - Ye scheme aapke liye paiso ka intezaam karti hai, jaise maa bachpan se aapke liye khaane ka intezaam karti thi 🥘 - Isse aap retirement mein bhi **mast** reh sakte hain, na ki **past**! - Ye ek tarah ka social security ka kavach hai, jo aapko financial tension se bachata hai Yaad rakhiye, EPS aapka **Enjoyment Post Service** ensure karta hai! Isliye isko seriously lena, warna retirement mein aapko **KLPD** (Kathin Life Post Duty) ka saamna karna pad sakta hai! 😅

**EPS 95** yani Employees' Pension Scheme 1995 ek aisa scheme hai jo aapko retirement ke baad bhi jeene ka sahara deta hai. Par iske liye aapko thoda intezaar karna padta hai! ⏳💰 **Pension benefits ke liye kitni service chahiye?** - Kamse kam **10 saal** ki service zaroori hai **Ye rule kyu hai?** - Taaki scheme mein enough contribution ho sake - Aapko retirement ke baad financial security mil sake Toh, agar aap EPS 95 ke tahat pension chahte hain, to 10 saal tak mehnat karni padegi. Par fikar not, ye 10 saal baad ka sukh 60 saal tak chalega! 🏖️👵👴