Naye tax regime mein in mein se kaun sa deduction allowed nahi hai? 🧾❌ Option: Section 32 ke under depreciation, additional depreciation ko chhodkar, Specially-abled logon ke liye transport allowance, Salary pe standard deduction, Section 80CCD(2) ke under Notified Pension Scheme mein investment

Naye tax regime mein **salary pe standard deduction** allowed nahi hai. Ye naya system tax calculation ko simple banata hai, lekin kuch deductions aur exemptions hata deta hai. - Agar aap naya regime choose karte hain, to standard deduction ka fayda nahi mil sakta - Lekin pension schemes mein investment (80CCD(2)), specially-abled logon ke liye transport allowance, aur depreciation (additional ko chhodkar) abhi bhi allowed hai Yaad rakhein, tax planning mein ye changes bahut important hain. Sahi regime chunkar aap apna paisa bacha sakte hain! 💸🧠

NPS mein invest karke **50,000 rupaye** tak ka extra tax exemption mil sakta hai! 🎉💸 Kya hai yeh scheme? - Section 80CCD(1B) ke tehat milta hai - Yeh **alag se** milta hai, 80C ke 1.5 lakh limit se **upar** Yaad rakhein: - NPS yani **National Pension System** - Yeh hai retirement planning ka ek smart tool 👴👵 - Tax bachane ka bhi ek accha tarika hai Agar aap tax bachana chahte hain aur retirement ke liye bhi save karna chahte hain, to NPS pe zaroor dhyan dein! 🎯💼

Arre bhai, NPS yani **National Pension System** ka sabse mast fayda hai income tax mein chhoot! 🎉💸 Kya milta hai isme? - **Section 80C** ke tahat tax deduction - Apni taxable income ko kam karne ka mauka - Tax liability ko potentially kam karne ka chance Par yaad rakhna, ye koi sone ki chidiya nahi hai: - Returns guaranteed nahi hote - Market fluctuations ka dar rehta hai - Investment options limited hoti hain - Complete tax exemption nahi milti Toh NPS mein paisa lagaate waqt soch-samajh kar decision lena, kyunki retirement ke liye saving zaruri hai, par smart saving aur bhi zaruri! 🧠💡

Arre bhai, NPS mein paisa lagaya hai to tax bachane ka mauka mat chodo! 🎉 **National Pension System (NPS) ke liye contribution ka deduction aap Section 80CCD ke under claim kar sakte hain.** Ye section khaas taur pe pension schemes, jisme NPS bhi shamil hai, ke liye banaya gaya hai. Yaad rakhiye: - **Section 80C** mein bahut saare investments aur kharche aate hain, lekin NPS isme nahi aata - **Section 80D** sirf health insurance premiums ke liye hai - **Section 80EE** home loans par interest ke liye hai To jab bhi tax return bharo, Section 80CCD ko zaroor check karna! Apne retirement fund ko badhao, aur tax bhi bachao! 💪🏠

Arre bhai, dhyaan se suno! 👂 Income Tax Act ke Section 80C mein aap **maximum Rs. 1,50,000 tak** ka deduction claim kar sakte ho. Ye scheme aapko tax bachane ka ek zabardast moka deti hai: - **PPF, ELSS, NSC** jaise investments - Insurance premium payments - Home loan ka principal repayment - Bachon ki tuition fees Sab kuch isi limit mein aa jata hai. Toh apna **tax planning** sahi se karo aur government ko kam paise do! 😉

Standard deduction tax filing ko **aasan banane ka tarika** hai, khaaskar un logo ke liye jinke paas zyada itemized deductions nahi hote. 😌 **Kuch zaruri baatein:** * Ye ek fixed amount hota hai jo aapke taxable income ko kam karta hai * Isse aapko har choti deduction ka hisaab rakhne ki zarurat nahi padti **Kab faydemand hota hai?** * Agar aapke paas bade expenses nahi hain (jaise mortgage interest ya medical costs) * Jab aap complicated calculations se bachna chahte hain **Yaad rakhne layak:** Har saal check karo ki standard deduction lena faydemand hai ya itemized deductions. Jo zyada fayda de, wahi chunno! **Pro Tip:** Standard deduction lene se audit hone ka chance bhi kam ho jata hai. Sarkaar ko bhi aaram, aapko bhi aaram! 😉