What is the primary function of peer-to-peer (P2P) lending platforms? Option: "Facilitating cryptocurrency transactions and investments", "Offering insurance products and services to individuals and businesses", "Providing financial advice and investment recommendations to users", "Connecting borrowers and lenders directly, bypassing traditional financial institutions"

What is the primary function of peer-to-peer (P2P) lending platforms?

What is a potential drawback of P2P lending for lenders?

What is one potential advantage of P2P lending for borrowers with poor credit scores?

Define the concept of a real estate crowdfunding platform.

What is the primary function of banks in the financial system?

How do investment banks contribute to the financial market?