What is the recommended approach to credit card utilization? Option: "Use credit cards only for emergencies", "Maximize credit card usage for rewards", "Maintain a low credit utilization ratio", "Ignore credit card limits"

What is the recommended approach to credit card utilization?

For optimal credit score health, what is the ideal credit utilization ratio?

What is the recommended percentage of credit card limit utilization to avoid negatively impacting your CIBIL score?

What is the recommended credit utilization ratio to maintain a good CIBIL score?

What is a recommended practice for students aiming to build a good credit score?

What is a critical factor to consider in credit card debt management strategies?