Which of the following actions is widely believed to negatively impact a credit score, but actually doesn't? Option: "Regularly checking one's own credit score", "Carrying a large balance on a credit card", "Applying for multiple loans in a short period", "Making late payments on credit card bills"

Which of the following actions is widely believed to negatively impact a credit score, but actually doesn't?

Which of the following actions can negatively impact your CIBIL score?

Which action can adversely affect credit score maintenance?

Which of the following actions can negatively impact a CIBIL score?

What is the consequence of consistently missing payments on credit cards and loans?

What is the main misconception about carrying a balance on a credit card?